How This Policy Applies in India
This Privacy Policy applies when you create, access or manage your account, use wallet services, speak with support or adjust privacy choices in the account area. We collect data needed for account checks, payment processing, fraud prevention, service messages and legal duties. UPI, Paytm, PhonePe and
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Google Pay records may include transaction references, time stamps, account identifiers and status results, but not your full banking login details. We may share limited data with payment processors, verification vendors, hosting providers and support tools where they need it to perform their role. Eligibility and
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access depend on local law and are available where local law permits. If a rule requires us to keep records for audits, disputes or tax duties, deletion may be delayed until that duty ends.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.